Living first and foremost as the beneficiary of a bounty

Joseph Cardinal Ratzinger, Introduction to Christianity, Ignatius (2004).
Part Two: Jesus Christ, Excursus: Christian Structures
4, The law of excess or superfluity, (p. 260).
…he who is always calculating how much he must do to be just adequate and to be able to regard himself, after a few casuistical flicks, as a man with a nice, white shirtfront, is still no Christian. And similarly, he who tries to reckon where duty ends and where he can gain a little extra merit by an opus superogatorium is a Pharisee, not a Christian. Being a Christian does not mean duly making a certain obligatory contribution and perhaps, as an especially perfect person, even going a little further than is required for the fulfillment of the obligation. On the contrary, a Christian is someone who knows that in any case he lives first and foremost as the beneficiary of a bounty and that, consequently, all righteousness can only consist in being himself a donor, like the beggar who is grateful for what he receives and generously passes part of it on to others.